Credit Cards That Pay for Themselves Every Year

This video will cover travel credit cards that can pay for themselves every year. The hotel and general travel credit cards mentioned in this video will provide you with positive value year after year.

Of course, your spending habits and lifestyle have to align with each of these cards in order to receive the full value every year. For example, if you don’t stay at Marriott hotels, you won’t receive positive value from a Marriott card covered in this video.

The goal of this video is to showcase the best hotel credit cards that offer benefits, primarily free nights, which will offset the annual fees. Additionally, I’ll introduce two general travel credit cards that also provide value.

P.S. An honorable mention goes to the Chase Sapphire Reserve, which I will be making a video about right after this one. The Sapphire Reserve can be a credit card with positive value, but I believe the other two general travel cards in my list are easier to recoup their annual fees with.

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0:00 Introduction
1:13 Hotel Credit Cards
7:40 Flaws of Hotel Credit Cards
9:20 General Travel Credit Cards + 2 Exceptions

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Disclosures: Some of the card links and other products that appear on this website are from companies which Chase Yokoyama will earn an affiliate commission or referral bonus from, at no additional cost to you. Chase Yokoyama is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all financial companies or all available financial offers.

Chase Yokoyama is not a financial advisor and this is not financial advice. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

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